Janjyoti
Saving Today, Securing Tomorrow
Contributing to the economic, social, and business upliftment of Haspur Municipality since 2068 BS. Developing the habit of saving while providing easy and accessible financial services — Savings, Loans, Investment & Remittance.
Providing local members of Haspur Municipality with savings, loans, remittance, investment, and other cooperative services for economic empowerment
Develop the habit of saving with our accessible deposit schemes. Designed for every income level — from small daily savers to regular monthly depositors — we make saving easy and rewarding.
Access easy and affordable credit when you need it. From personal and business loans to agriculture and self-employment financing, we fuel local economic growth with responsible lending.
Invest your savings for guaranteed returns with our fixed deposit schemes. Multiple tenure options designed to support your financial planning and wealth growth in a secure environment.
Receive money sent by your family members abroad quickly and securely. Our reliable remittance service ensures your funds reach you with the best exchange rates and minimal hassle.
Economic aspects play a vital role in the development of any sector; therefore, a strong financial system is considered the foundation of economic prosperity. Embracing the cooperative objective of developing the habit of saving among individuals while providing easy and accessible financial services, Janjyoti Saving and Credit Cooperative Ltd. was established with the goal of contributing to the economic, social, and business upliftment of the local community.
Operating within Haspur Municipality, our institution provides local members with savings, loans, remittance, investment, and other cooperative services. By upholding the values, principles, and norms of cooperatives, we carry out our activities with a strong focus on the economic empowerment of our members.
Under the leadership of a skilled and experienced management team, we deliver modern, reliable, and effective services — contributing significantly to regional prosperity through local economic development, promotion of self-employment, and expansion of investment in productive sectors.
Every transaction and decision is conducted with full transparency and accountability to our members.
Our members are at the center of everything we do. Services designed by the community, for the community.
We maintain strict financial discipline and responsible lending practices to protect member interests.
Promoting self-employment and investing in productive sectors to drive regional prosperity in Haspur.
Guiding our cooperative with vision, integrity, and commitment to our members' prosperity
Moments from our cooperative gatherings — where members come together for shared prosperity
Progressing on the basis of member-oriented services, transparent management, and responsible financial discipline since establishment
We offer attractive rates for both savings and loans, ensuring maximum value and financial growth for all our cooperative members.
Get your loan approved quickly with minimal documentation. Our experienced management team ensures efficient and timely processing.
All transactions are transparent and your deposits are safe. We uphold the highest cooperative values, principles, and norms.
Built for the economic upliftment of Haspur Municipality. We invest in local development, self-employment promotion, and productive sectors.
Led by a skilled and experienced management team delivering modern, reliable, and effective cooperative services.
We accept small deposits from every unit of society. No one is too small to be a valued member of our cooperative family.
Real stories from members in Haspur Municipality who trust us with their financial journey
"Janjyoti ले मेरो साना व्यवसाय सुरु गर्न ऋण दिएर मेरो जीवन परिवर्तन गर्यो। तिनीहरूको छिटो प्रक्रिया र मैत्रीपूर्ण सेवा अतुलनीय छ। हस्पुरमा यस्तो सहकारी पाउनु ठूलो कुरा हो।"
"म ५ वर्षदेखि Janjyoti मा बचत गर्दैछु। पारदर्शी व्यवस्थापन र उत्कृष्ट ब्याज दर — मेरो पैसा सुरक्षित छ भन्ने विश्वास मलाई यहाँ सधैं राख्छ। सहकारी मूल्य र मान्यता अनुसार काम गर्छन्।"
"विदेशबाट पैसा पठाउनको लागि Janjyoti को रेमिट्यान्स सेवा सबैभन्दा राम्रो छ। छिटो, सुरक्षित र उत्तम विनिमय दर। हाम्रो हस्पुरको लागि अत्यन्त महत्वपूर्ण सेवा।"
Take the first step towards your financial goals. As a cooperative committed to accessible financial services, we make the loan process simple. Fill out the form and our experienced team will contact you within 24 hours.
Located in Haspur Municipality — conveniently serving our local community
Haspur Municipality, Nepal
+977 9814892009
JanJyotiSaving@gmail.com
Monday To Friday (9-5)